SOUTHCHASE
MORTGAGE
NMLS # 193181
* NEW - REFI with NO APPRIASAL
* Purchase/Refinance
* Reverse Mortgages
* Commercial Mortgages
* Double Wide Manufactured Homes
(251) 625-0444
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Upside down on your mortgage? Re-finance at lower rate anyway!
Mortgages owned by Fannie Mae, Freddie Mac - or even FHA - can re-finance at super low market rates! Fannie and Freddie Mortgages originated prior to July 2010 may qualify for HARP re-finance WITHOUT APPRAISAL! Value will be estimated and new loan can be as much as 125% of value - AND - new guidelines expected out in March will have NO MAXIMUM LTV. Call me today for a prequalification!
Penny Phillips, CRMS, NMLS # 204553 , owner of Southchase Mortgage, has over 20 years of in-depth experience in the mortgage industry. Her background includes a diverse group of lending institutions. Penny opened Southchase Mortgage in 2000 and has maintained her business through word of mouth referrals and repeat business, helping clients over the entire state of Alabama with all types of mortgages.
Throughout her career, Penny has been especially successful in assisting clients with difficult loans. If a loan is not able to be approved, she will advise the borrower on a plan to correct the issues.
Penny is hands on from application to closing, personally handling all processing along the way, therefore able to identify any issues that could hold up closings.